Credit Card Kya Hai In Hindi – Credit Card Apply Kaise Kare

Credit card kya hai in hindi

Credit card kya he, aur isko kese apply karte he. Ji ha aaj kal har koi chahta he meri jeb me bhi ak credit card ho!! Jab hamare paas cash rakam nahi hoti aur bank me bhi zero balance he aur achanak hi aapko shopping karni ho to to credit card hi aapka sath dega. Chaliye credit card ke bareme thoda vistar se jan kar pata karte hai, ki credit card kaise milega

Credit Card Kya Hai In Hindi – What Is Credit Card In Hindi

Credit card Koi bhi bank dwara issue kiya huva ak card hota he. Jeseki debit card aata he is tarah vo dikhta he, Lekin yaha dono ka used karne ka tarika alag hota he. Jab debit card ka upyog ham shopping,bill payment ya koi bhi any payment karne keliye online karte he. Tab vo Payment hamare bank account mese kat jata he (Dedit). Aisa credit card me nahi hota. Jab aap credit card se payment karte he tab pay ki gay rakam aapke account mese nahi debit hoti balke is ka bill janrate hota he. Vo aapke credit card ke bill cycle ke hisab se pay karni padti he.

Man lijiye 10th may se aapki bill cycle chalu he. Aur 10th may ko aapne 2000 rs ki shopping kar dali, to sidhe 10th june ko aapka bill janarate hoga. Aur vo pay karne ke liye apko dusre 10 se 15 din ki mohlat dete he. Usike date ke hisab se aapko payment karni hoti he. Aapka jo bhi bill aaya he vo rakam bank account me jama kar dijiye. Credit card ki due date aate hi vo payment aapke bank account mese kat jayegi. Aur is tarah se aapko mahine bhar ka time mil jata he bina paise ke shopping karne ka. Ak tarah se ye udhare hi he  jo bank customer ki credit par bharosa karke unko ye suvidha deti he.

Credit Card Apply Kaise Kare – क्रेडिट कार्ड कैसे बनवाएं

Credit card apply karne ke liye jan lijiye aapka jis bank me account he vo credit card apne customer ko issue karti he ya nahi. Is bank ki list me last me mention kar dunga. Bank me aapka saving account ho ya current account aap koi bhi account pe credit card le sakte he. To Sabse pehle aapka jis bank me account vaha jakar aapko application deni hogi. Application form me bank aapki sari detail mangega aapka pura naam,birth date,ghar ka pura address,mobile no,aapke kyc document,  aap kisi jagah service karte he ya fir aapka khudka business he inke sare documet proof bhi.

yaha tak ki aapka jab se khata khula tab se leke aaj tak aapne bank se jitne bhi vyavhar kiye he vo janch karega. Ki aapke pehle kabhi credit card liya he ya nahi, pehle kabhi loan li he ya nahi, Agar aap salarise person he to aapki salary kitni he ye bhi depent karta he. agar aapki salary kam he aur bank ke norms ke hisa se nahi bethti to bhi aaapki application manjur nahi hogi. Aakhir me bank ye tay karega ki aap ko credit card dena chahiye ya nahi.

Credit Card Ko Kese Used Karte He

Credit card ka used karna aasan he koi batcha bhi ye kar sakta he.

  1. Ye credit card ka pura nomber he.
  2. Ye credit card ki expiry date he.
  3. Aur aakhir me card holder ka naam aata he.

Aur piche ki taraf ak 3 digits cvv no aata he.

Credit card ko aap kisi bhi prakar ki shopping ke liye used kar sakte he. Online shopping, mall,petrol pump,etc…Online purchase me aapko credit card ki puri detail dalni hogi name,card nomber,expiry date, card ke piche jo cvv nomber hota he vo aur enter karte hi card ke register number per opt aayega vo dal dijiye bas aapka payment complete ho gaya. Man lijiye aap petroll pump par gaye to vaha par swipe machine hota he vo card ko swipe karke aapko credit card ka 4 digit ka jo password hota he vo sirf dalna padta he.

Konsi Bank Credit Card Deti He

Example:- Hdfc bank,Icici bank,Kotak bank,Indusind bank,Axis bank,Hsbc Syndicate bank,Vijya bank,Corporation bank,Union bank,Indian overseas bank,Bank of india,Canara bank,Pnb,State bank of india,Bank of baroda

Iske alava aur bhi kai sare bank honge jo credit card offer karati he.

Credit Card Ke Faide Kya Hai

  • Kahi bahar jate he to jada cash sath me le jane ki jarurat nahi padti.
  • Online shopping par atcha discount bhi milta he.
  • Billing amount ko emi me conver kar sakte he.
  • Bill pay karne ke liye mahine bhar ka time milta he.
  • Rewards point milte he, jiska aap cash ya shopping me istemal kar sakte he.

Credit Card Ke Kya Nuksan He

  • Credit card gum ho jaye to iska miss used ho sakta he.
  • Aaj kal froud log logoko phone karke use lalchakar credit card ki detail manglete he aur pura credit limit used kar lete he. Ye aaj kal jada bad gaya he.
  • Credit card hone par log jarurat se jyada hi kharcha karte he. Badme bill ki amount pay nahi kar sakte.
  • Bill ki amount due date se pehle pay nahi karne par panelty lagti he. Vo na bharne par bill ki amount me daily ke hisab se badhotri hoti rehti he.

Hamara post kesa laga ye hame comment box me bataiye. Koi dikkat ho to vo bhi puche.

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